Realizing Inclusive Zakat Services: A Case Study of Accessibility for People with Disabilities at Baznas Bekasi Regency
DOI:
https://doi.org/10.58344/jws.v5i9.1714Keywords:
Inclusive Zakat, Accessibility, Persons with Disabilities, Maq??id al-shar?‘ahAbstract
This study analyzes the implementation of inclusive zakat services through a single-case study of accessibility for persons with disabilities at BAZNAS Bekasi Regency and identifies the barriers and strategies required to establish disability-friendly zakat services. A qualitative single-case design was applied. Data were obtained from semi-structured interviews with eighteen informants comprising zakat managers, amil, distribution officers, mustahik with disabilities and family caregivers, participatory observation at service points, an accessibility audit of institutional digital channels against WCAG 2.2, and analysis of standard operating procedures, distribution records and reports. Data were analyzed through reduction, display, and conclusion drawing and verification, with source triangulation, member checking and an audit trail. The study found that accessibility is uneven along the service chain. Information delivery and distribution were comparatively accessible, whereas digital access was the weakest link: the institutional website and online forms failed key WCAG 2.2 criteria on text alternatives, contrast, form labelling and keyboard operability, leaving screen reader users dependent on others. Administrative requirements could not be completed unaided by mustahik with intellectual and psychosocial disabilities, physical facilities met basic provisions but lacked guiding blocks and accessible sanitation, no officer had received formal disability service training, and post distribution mentoring was not standardized. Five strategies were derived from these findings: periodic accessibility audits, a disability service standard operating procedure, amil capacity building, WCAG 2.2 compliant digital channels, and impact based monitoring. Read through maqasid al-shari'ah, accessible zakat services protect life, intellect, property, dignity and religion, and strengthen social justice and institutional trust.
References
Ahimsa, E. A., Sudarsono, H., Abdul Ghoni, M., & Affandi, M. T. (2023). Understanding muzaki adoption of digital zakat payments in Indonesia. Review of Islamic Social Finance and Entrepreneurship, 182–193. https://doi.org/10.20885/RISFE.vol2.iss2.art7
Al Arif, M. N. R., Nofrianto, N., & Fasa, M. I. (2023). The preference of Muslim young generation in using digital zakat payment: Evidence in Indonesia. Al-Uqud: Journal of Islamic Economics, 7(1), 1–16. https://doi.org/10.26740/aluqud.v7n1.p1-16
Auda, J. (2008). Maqasid al-Shariah as philosophy of Islamic law: A systems approach. International Institute of Islamic Thought.
Bariyah, O. N., Yumna, L., Gusniarti, G., Handayani, P. L., & Siregar, N. U. (2025). DKI Jakarta BAZNAS strategy in empowering disability groups. FITRAH: Journal of Islamic Sciences Studies, 11(1). https://doi.org/10.24952/fitrah.v11i1.13820
Cahyadi, T. A. (2026). The level of digital acceptability of the Jakarta Kini application (JAKI) for people with disabilities. Journal of Politics and Government Studies, 15(1), 126–139.
Chandra, M. F. R., & Siddiq, M. R. (2024). Zakat for disabilities: Bridging Indonesian state law and Islamic law. Invest Journal of Sharia & Economic Law, 4(1). https://doi.org/10.21154/invest.v4i1.8783
Dwianika, A., Riyani, E. I., Sholihah, B., & Abdurrohman, F. (2026). Digital zakat-tax integration through fintech platforms: Enhancing Islamic fiscal compliance and social finance in Indonesia. El-Qish: Journal of Islamic Economics, 6(1). https://doi.org/10.33830/elqish.v6i1.14736.2026
Ganda Irman, A. A. J., Salsadila, N., & Gawharshad, S. E. (2025). Developing an inclusive servicescape for the elderly, persons with disabilities, and pregnant women: A case study of Minasa Baji Village Office, Maros District. Jurnal Administrasi Negara, 31(3). https://doi.org/10.33509/jan.v31i3.3801
Kurniawan, G. K., Damanik, N. H. C., Nasution, L. S., & Ananda, N. D. (2024). Analysis of the application of the universal concept of design in public service buildings: A case study of the DUKCAPIL Bandar Lampung Government Office Building. ARCADE Architecture Journal, 8(3). https://doi.org/10.31848/arcade.v8i3.3854
Makarim, D. F., & Hamzah, M. Z. (2024). The role and potential of digitization of zakat management: A systematic literature review. Scientific Journal of Islamic Economics, 10(1), 463–471. https://doi.org/10.29040/jiei.v10i1.12406
Ma’lufah, U., & Zaenal, M. H. (2026). The role of digital zakat transformation in increasing muzaki participation and expanding the impact of zakat distribution in Indonesia. International Journal of Zakat, 11(1). https://doi.org/10.37706/ijaz.v11i1.768
Maulida, S., Al Amruzi, F., Hakim, B. R., & Beik, I. S. (2024). Post-pandemic digital transformation in zakat management: Insights from maqasid syari’ah in South Kalimantan. El-Mashlahah, 14(2). https://doi.org/10.23971/el-mashlahah.v14i2.7772
Miles, M. B., Huberman, A. M., & Saldaña, J. (2020). Qualitative Data Analysis: A Methods Sourcebook (4th ed.). SAGE Publications.
Minister of Communication, & of the Republic of Indonesia, I. (2021). Regulation of the Minister of Communication and Informatics of the Republic of Indonesia Number 5 of 2020 concerning Organizer Private Electronic Systems.
Mubaraq, A., & Laksamana, R. (2025). The role of BAZNAS in the Province of West Kalimantan in managing zakat for persons with disabilities. ZISWAF: Jurnal Zakat Dan Wakaf, 12(2), 117–140. https://doi.org/10.21043/ziswaf.v12i2.31119
Oliver, M. (2013). The social model of disability: Thirty years on. Disability & Society, 28(7), 1024–1026. https://doi.org/10.1080/09687599.2013.818773
Purnamasari, H. I. N., Pramudiana, I. D., & Albab, U. (2026). Inclusive public service innovation for persons with disabilities in Indonesia: An analysis of collaborative governance and public value through a systematic literature review. International Journal of Humanities and Social Sciences Reviews, 3(3), 104–114. https://doi.org/10.62951/ijhs.v3i3.703
Safitri, S., & Juliana, J. (2025). Analysis of zakat’s contribution to alleviation poverty among the bearer disability in SDG’s achievement. Falah: Journal of Sharia Economics, 10(1), 42–53. https://doi.org/10.22219/jes.v10i1.39258
Santoso, A. B., Nurhadi, A., & Jani, M. H. G. M. G. (2025). Empowering persons with disabilities through inclusive productive zakat models: Insights from Indonesian local cases. Journal of Community Empowerment: Media of Thought and Da’wah of Development, 9(1). https://doi.org/10.14421/jpm.2025.091-01
Sari, A. P., Anggraini, D., & Junari, U. L. (2024). Improving the quality of life of people with disability through zakat: A Zakat Utilization Model Canvas perspective. AL-MUZARA’AH, 12(2), 217–231. https://doi.org/10.29244/jam.12.2.217-231
Yin, R. K. (2018). Case Study Research and Applications: Design and Methods (6th ed.). SAGE Publications.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Muhammad Permadi, Atin Risnawati, Antonio Silva Sprock

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.






