IRFAN FLORID, M.; PURNAMASARI, P. . The Impact of Non-Performing Loan, Loan to Deposit Ratio, and Operational Cost to Operating Income Ratio on Financial Performance. Journal of World Science, [S. l.], v. 2, n. 8, p. 1303–1309, 2023. DOI: 10.58344/jws.v2i8.438. Disponível em: https://jws.rivierapublishing.id/index.php/jws/article/view/438. Acesso em: 3 oct. 2026.