Hendrianto, Dedy, Tunjung Hermawanto, and Evi Simanjuntak. “The Impact of Bank Direct Marketing on Enrollment Intention : Opening Bank Account”. Journal of World Science 2, no. 9 (September 30, 2023): 1397–1408. Accessed August 29, 2026. https://jws.rivierapublishing.id/index.php/jws/article/view/382.