Integration of Corporate Governance, Risk Management, and Financial Digitalization: Its Impact on Banking Company Performance and Value

Authors

  • Aminudin Aminudin Universitas Pakuan, Indonesia
  • Hari Gursida Universitas Pakuan, Indonesia
  • Yohanes Indrayono Universitas Pakuan, Indonesia

DOI:

https://doi.org/10.58344/jws.v4i10.1539

Keywords:

Corporate governance, risk management, financial digitalization, Corporate performance, Corporate value, Indonesian banking

Abstract

This study aims to analyze the influence of the integration of corporate governance, risk management, and financial digitalization on the performance and value of banking companies in Indonesia. The research population includes foreign banks, government banks, and private banks classified as KBMI 3 and KBMI 4 for the 2019–2024 period. The research method used is explanatory with a quantitative approach. Data was obtained from annual reports, sustainability reports, and publications by the Financial Services Authority (OJK) and Bank Indonesia. Data analysis was carried out using Structural Equation Modeling (SEM-PLS). The results of the study show that corporate governance and risk management have a significant effect on company performance, while financial digitalization has a mediating role in increasing company value through increased operational efficiency and transparency. These findings affirm the importance of integrating governance, risk, and digitalization strategies in the face of the era of technology-based finance.

Downloads

Published

2025-11-05

How to Cite

Aminudin, A., Gursida, H. ., & Indrayono , Y. . (2025). Integration of Corporate Governance, Risk Management, and Financial Digitalization: Its Impact on Banking Company Performance and Value . Journal of World Science, 4(10), 1468–1477. https://doi.org/10.58344/jws.v4i10.1539

Issue

Vol. 4 No. 10 (2025): Journal of World Science

Section

Articles

License

Copyright (c) 2025 Aminudin Aminudin, Hari Gursida, Yohanes Indrayono

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.